Hi friends! I’m Suzanne and I am a stay-at-home Mom who once wondered how it would be possible to live off of one income in a two-income world.
A LITTLE ABOUT ME
Growing up in the 80’s and 90’s, it seemed that most households had one parent at a job outside of the house and one parent at home raising the kids full-time. Unfortunately, the ease of recreating those days in our current society seems like a faraway dream.
I grew up with unrealistic expectations because I came from a family that had money and liked to spend it. If we wanted something as kids, we almost immediately received it. We never learned how to save our money or budget. I don’t blame my parents for this, though.
I know that one of their love languages is gift giving. One of the ways that they showed their love for us was through buying us things.
(If you don’t know which love language you speak, check out the book “The 5 Love Languages: The Secret to Love that Lasts” by Gary Chapman. It has changed the way I viewed my marriage and parenting, and has helped our family grow closer.)
By the end of my 20’s, my husband and I had acquired 30k of student loan debt and more consumer debt than I’d like to admit. As our bills kept increasing to keep up with our rising debt, I knew that we couldn’t keep living this way.
When I was pregnant with my third child and still working full-time, my husband and I made the decision that I would stay at home with our kids after the birth of our son. I would be walking away from a booming career that I was making good money at.
I knew that the way we were living would have to change in order for me to do that. We would have to make a lot of cuts and revamp how we spent our money.
That’s when I came across a book at my grandmother’s house, “Dave Ramsey – The Total Money Makeover.” This book changed my life and the way I viewed money. It also started my journey into paying off our debt, and learning as much as I could about finances.
Dave Ramsey is a financial savvy man who explains in his “baby steps” how to pay off your debt and become financially free. If you haven’t read it, and are working on saving money, I’d suggest you pick up a copy today.
Related: How Dave Ramsey has Changed My Life
I started to look for ways to make money from home, so that the transition to staying at home would be easier on our finances. I didn’t want my husband to have to bear the brunt of our financial burden on his own. Money was very tight (and scary) for awhile after I first became a stay-at-home Mom.
I tried numerous ways to earn an income from home, and I strongly considered going back to work outside of the home. But now, I finally have been able to find real ways to contribute to our family’s income. And I do it all from home.
And now our family of four is thriving. We are working on paying off our debt, and we are no longer pinching pennies or clipping coupons.
HOW WE CAN HELP YOU
Enough about myself! How will this blog help you?
One of my hopes in starting this blog, is to be able to share with other stay-at-home parents legitimate ways to ease their financial troubles. I’ve tried all the gigs and side hustles by now – and we have struggled as a family to get by in the past.
I want to help other parents find real ways to stay home with their kids without having to live paycheck to paycheck. Because being a stay-at-home parent can be lonely enough; the isolation will become unbearable if you can’t leave your house because you can’t afford to do anything. (I’ve been there!)
You don’t have to be a stay-at-home parent to benefit from our posts. If your goal is to become financially free or become your own boss, then we want to help you accomplish that, too.
You may want to travel while you work. You may want to leave the 9-5 life behind, or build supplemental income to your full-time job. Maybe you just want to know how to live a frugal life and cut down on your expenses.
We hope to give you enough information and guidance to help you accomplish your goals – whatever they are.
Because “we weren’t born to just pay bills and die.” (Anonymous).
Most topics at our blog will be about:
- Ways to make money from anywhere
- Saving money
- How to teach English online
- Blogging tips
- Ways to live a frugal life
If this sounds like something you are interested in learning more about, then follow along.
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